Mississippi Auto Insurance
Mississippi's auto insurance requirements can confuse even the most experienced of buyers, so it's only natural that you should have questions. Below, we've assembled a primer of the main rules and regulations governing auto insurance in Mississippi. Once you're ready to compare quotes, request your free, no obligation quote today!
Mississippi's auto insurance tort system
Mississippi follows a "tort" system. This means that, in the event of a collision, the guilty driver and his or her insurance provider are responsible for all the damages incurred.
Minimum Mississippi auto insurance coverage
The minimum amount of auto coverage permitted in Mississippi is denoted as 25/50/25. The details of liability coverage are as outlined below:
- Physical Injury Liability - $25,000 to a maximum of $50,000 for each accident
- Property Damage Liability - $25,000
Requirements for Mississippi auto insurance
The Mississippi car insurance laws are lenient, and drivers are allowed to drive vehicles without purchasing comprehensive coverage (Mississippi still requires general 25/50/25 liability coverage mentioned above). However, to safeguard your interest as owner of the vehicle, you can buy uninsured or under insured motorist bodily injury coverage in order to cover physical injury caused by a driver without insurance.
Auto insurance companies in Mississippi
Before you proceed with any purchase, you should make sure the insurance company in question is licensed in the state of Mississippi. To find out, you can request a free, no obligation quote.